Matfi Renovations Blog

💡 Why Is Your Insurance Deductible Important?

 

When you file a claim for damages covered under your policy, your insurance company pays for the repairs minus the deductible outlined in your agreement. That deductible is your direct responsibility as the policyholder.

At Matfi Renovations, we help you maximize your insurance benefits, handle the entire process with your insurance company, and deliver complete solutions to restore your home. To legally activate your claim and begin the work, we must receive the deductible as required by your policy. This is not an extra fee—it’s a standard part of the approval and repair process.

✅ Remember: The deductible is not an additional cost, but rather your share of the covered repairs, required before the insurance pays the rest.

What is a home insurance deductible?
A home insurance deductible is the amount of money you are responsible for paying out of pocket before your insurance coverage kicks in. It is important to choose a deductible that you can comfortably afford in case of a claim.

How does the deductible affect my premium?
Typically, the higher the deductible you choose, the lower your insurance premium will be. However, be sure to weigh the cost savings against the potential out-of-pocket expenses in the event of a claim.

"Why Your Deductible Matters – It’s Part of Your Roof’s Total Value"

Are you prepared for unexpected home repairs?

Understanding your home insurance deductible is key to being financially prepared for unforeseen damages. Contact us today to learn how we can help protect your home.

📞 Ready to Protect or Improve Your Home?

 

Explore our blog to stay informed, but don’t stop there—take the next step with a team you can trust. Whether you need a roof inspection, siding evaluation, or help filing an insurance claim, Matfi Renovations is here to help you every step of the way.